Theodore Frederick Ross Registered Investment Advisor 50490 Los Verdes Way La Quinta, CA 92253-9014 (925) 623-4187 (Cell) (760) 564-3484 (Office) Email:  ted@theodoreross.com

Introduction Portfolio Manager’s Background/Experience Investment Philosophy Stock Selection Hedging Management & Fee Agreement Performance Reports Tax-Related Broker Selection

INTRODUCTION Theodore Frederick Ross provides active portfolio management and performance reporting services to the following types of investors: · private individuals and families (trust, brokerage, IRA, custodial); · business retirement plans (profit sharing, defined benefit, Keogh, SEP); · executives with employer stock and options on employer stock; · non-profit foundations and endowment funds. Mr. Ross established his practice in 1991 as a sole proprietorship and is licensed as an investment advisor by the California Department of Corporations. He was registered as an investment advisor with the Securities and Exchange Commission until the National Securities Markets Improvement Act eliminated that requirement for his practice in 1997.